CA DMV 2005


Driver License Vehicle
Registration
Laws and Rules
of the Road
Safe Driving
Practices
Financial
Responsibility
Actions
Points Health &
Safety
Miscellaneous
Accidents Drinking Signs
CA DMV Web Site Link
Toll Free Tel Hours
800-777-01338AM-5PM M-F
(Sat: see online schedule)
800-921-1117(always)

Financial Responsibility

  • A motor vehicle insurance policy
  • A deposit of $35,000 with DMV
  • A surety bond ofr $35,000 obtained from a company licenses to do business in CA
  • A DMV issued self-insurance certificate

Minimum Required Insurance

  • $15,000 for a single death or injury
  • $30,000 for death or injury to multiple persons
  • $5,000 for property damage.
  • Insurance company must file power of attorney allowing the DMV to act as its agent for legal service in CA
  • You cannot renew out-of-state policy once the vehicle is registered in CA

Accidents

An accident must be reported within 10 days if: more than $750 in property damage is done to any person, anyone was injured (even slightly) or killed. Each driver (the driver's insurance agent, broker, or legal representative) must make a report to DMV using CA Traffic Accident Report (form SR1). The CHP/Police will not do this for you.

You must make this report: whether or not you caused the accident and even if the accident occurred on private property. Your driving privilege will be suspended: if you do not make this report - for four years if you did not have proper insurance coverage. During the last 3 yrs of the suspension, your license can be returned if you provide a a CA Insurance Proof Certificate (SR 22) and maintain it during this period.

Every accident reported to DMV shows on your record: by law enforcement unless the reporting officer says another person was at fault, or reported by you or another party in the accident, if it has over $750 in damage or if anyone is injured or killed.

If you are under 18 your parents assume financial responsibility. If you are involved in an accident you may be liable for civil damages and you may be fined.


Signs

Shape Color Purpose
Rectangular White with Red Regulatory Prohibitions
White Regulatory
Blue Guidance
Diamond White with Red Hazardous Loads (on vehicle)
Orange Construction and Maintenance
Yellow Warning